When a divorce occurs, there are many changes that take place. If you and your child were covered under your spouse’s health insurance in the past, this may no longer be the case once the marriage has come to an end. It is important to make sure that you have proper health insurance coverage and that your child does as well. An experienced Las Vegas divorce lawyer can help.
Determining who pays for medical insurance after a Las Vegas divorce can be complicated because the answer is different in differing situations. At Pintar Albiston LLP, our experienced attorneys will help you to ensure you make health insurance a part of your divorce settlement and child support order so you can get the coverage you need to stay healthy. Call toady to schedule a consultation with a Las Vegas divorce lawyer to learn more.
Who Pays for Medical Insurance After a Las Vegas Divorce?
After a marriage has ended, each spouse will become responsible for his or her own health insurance. You can no longer remain on your spouse’s employer plan if you are not married any longer. You may be eligible for COBRA, so you should consider whether this is a good option for you. If you do take COBRA, you (or your spouse) will need to pay the premiums. Divorce also makes it possible for you to enroll in a plan through a health exchange created by the Patient Protection and Affordable Care Act even if it is not open enrollment season.
Typically, each of the spouses will pay for his or her own insurance when the marriage is over, however this is not always the case. You could negotiate as part of your divorce settlement to have your spouse continue to pay for your coverage if your spouse agrees to do so.
When it comes to medical insurance after a Las Vegas divorce for a child, typically one or both parents will be responsible for ensuring that a child has coverage. If one of the parents was providing coverage through his or her work, this may continue to be the case. The other spouse could potentially be required to pay a portion of the premiums for this coverage as part of a child support order.
If employer insurance does not continue for the child or is not available, then usually the custodial parent will acquire insurance for the child and the other parent will contribute a portion of the premiums (or pay for them entirely). The District Attorney’s Office for Clark County explains that a medical enforcement order can be obtained to require a parent to provide insurance.
If parents can work out the issue of who pays for medical insurance after a Las Vegas divorce on their own, this will usually result in better outcomes and will be easier for the family. However, if parents are not able to agree, then the judge will make a decision on this issue based on what makes sense for the family and what is best for the child.
To learn more about who pays for medical insurance after a Las Vegas divorce and to get help with all of your divorce and child support questions, contact Pintar Albiston, LLP today.